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Perl/CGI Loan Payment
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Perl/CGI Loan Payment
http://www.linguistic-funland.com/scripts/VeryInteresting/index.html
VeryInteresting is a simple loan calculator. If a user enters a loan amount, an interest rate, the length of a loan, and the payment frequency, the calculator will show the monthly payment and the total interest that will be paid if the loan is paid to term. For monthly payments, it will also show an amortization table. This can be an exciting activity for students studying simple interest, as they can quickly change the number of years a loan is for or the interest rate and see the dramatic differences this makes in both the payment amount and the total amount paid in interest for a loan. If your local currency is not "dollars," you may choose from ?, ?, and ? for the symbol to show after monetary amounts.
CGI and Perl > Scripts and Programs > Financial Tools
Oct 10, 2006
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Other links at CGI and Perl > Scripts and Programs > Financial Tools
SQL-Ledger? is a double entry accounting/ERP system. Accounting data is stored in a SQL database server, for the display any text or GUI browser can be used. The entire system is linked through a chart of accounts. Each item in inventory is linked to income, expense, inventory and tax accounts. When items are sold and purchased the accounts are automatically updated.
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Daily Rate Table is a program designed to make updating rate tables on your website easy. Once you put the rate table coding into your html page, you'll never have to edit another HTML file again to update your rate table. The Pro version of this script goes as far as to actually calculate the APR value for you and give your potential client a break down of how they arrived at that APR by clicking on the APR. To see more information on the Pro Version of this script, click here.
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AffordaBilly is a simple interest loan calculator, similar to "VeryInteresting" but focused on determining how large a loan the user can afford, given an interest rate and length of the loan in years. Users can choose monthly or bi-weekly payments. The results will show the maximum amount of a loan that the user can afford based on the monthly payment and interest rate. This is a very simple, yet nice educational tool for showing just how much only 1 or 2% interest can make a difference over the course of time. I think it's cool to have students calculate the loan they can afford with a monthly payment, then have them cut that in half and choose "Bi-Weekly". For example, over the course of a 30-year loan at 7% interest, a Bi-Weekly payment of 325 will let you afford about ,000, whereas a Monthly payment of 650 will only let you afford ,000. Take the interest from 7% to 8% over the same term, and you can only afford about ,000. And students wonder why they should care about interest rates and other math stuff? :-) AffordaBilly is a blatant ripoff of the VeryInteresting payment calculator, also available for download from this site.
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Free Engineering Software Website (FESW). This website has on-line analytical tools and an archive of free PERL programs designed for use on the World Wide Web via the Common Gateway Interface (CGI). These programs are designed to solve mechanical engineering problems in areas such as thermodynamics, fluid mechanics, economics, and units conversions. I have released some of these programs to the public domain in hopes that it will generate interest in the broader use of the web - particularly by engineers. I believe that we as engineers have not yet recognized the full potential that the web offers. Hopefully, this website will offer some glimpse of the possibilities.
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1003 Secure is an online application created for mortgage companies to accept loan applications online. This software was created to look just like the real 1003 document that mortgage companies have customers fill out when applying for a loan. It was created to run on a secure server using SSL "Secure Socket Layers" The https thing you see on store sites when the little lock shows up locked in your browsers lower left corner. Does 1003Secure actually Encrypt information? No, the server does all that, 1003Secure just makes it possible to send the information to and from the server using SSL completely secure. See most people think that when they see that little lock in the corner their information is safe, in most cases it is, but in some that I have seen it is far from the truth! This program actually detects if it is on a secure server by reading the server software protocal and checking for SSL software (sometimes a secure server will show up as un-secure however, but never the other way around).
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